Uncategorized

Investing In Real Estate

  • date
  • 12/05/2014
Investing In Real Estate

Real estate investing involves the purchase, ownership, management, rental and/or sale of real estate for profit. Improvement of realty property as part of a real estate investment strategy is generally considered to be a sub-specialty of real estate investing called real estate development. Real estate is an asset form with limited liquidity relative to other investments, it is also capital intensive (although capital may be gained through mortgage leverage) and is highly cash flow dependent. If these factors are not well understood and managed by the investor, real estate becomes a risky investment....

Read more...

Tips For Homeowners

  • date
  • 12/05/2014
Tips For Homeowners

Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). The good news is that although you can't (and shouldn't) avoid purchasing homeowners' insurance, there are ways to minimize the cost: Maintain a security system and smoke alarms (A burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner's...

Read more...

What’s a Property Survey?

  • date
  • 11/05/2014
What’s a Property Survey?

A property survey shows the boundaries of the property indicating the lot size, and includes a written description of the property. Property surveys, which resemble a map, are carried out during the original construction of a house and are provided to the buyer at that time. However, if the house you are buying is older you may find that the original survey has long been lost. Sometimes a copy has been kept at the city planning department and they will gladly give you a copy, but I’ve never been that lucky. Surveys indicate right-of-ways and easements. Right-of-ways detail the right of others...

Read more...

Top Mortgage Mistakes

  • date
  • 11/05/2014
Top Mortgage Mistakes

During the 2007-2009 financial crisis, the United States economy crumbled because of a problem with mortgage foreclosures. Borrowers all over the nation had trouble paying their mortgages. At the time, eight out of 10 borrowers were trying to refinance their mortgages. Even high end homeowners were having trouble with foreclosures. Why were so many citizens having trouble with their mortgages? Let's take a look at the biggest mortgage mistakes that homeowners make. 1. Adjustable Rate Mortgages Adjustable rate mortgages seem like a homeowners dream. An adjustable rate mortgage starts you off with...

Read more...

Real Estate Derivatives

  • date
  • 11/05/2014
Real Estate Derivatives

A real estate derivative is a financial instrument whose value is based on the price of real estate. The core uses for real estate derivatives are: hedging positions, pre-investing assets and re-allocating a portfolio. The major products within real estate derivatives are: swaps, futures contracts, options (calls and puts) and structured products. Each of these products can use a different real estate index. Further, each property type and region can be used as a reference point for any real estate derivative. The most basic form of real estate derivative is a swap transaction, in which one investor,...

Read more...

The Perfect Apartment

  • date
  • 10/02/2014
The Perfect Apartment

It's so easy these days to find listings and visit apartments. But don't let your eagerness get the better of you. Be prepared by taking a moment to determine exactly what you're looking for in an apartment. Once you know what you want in an apartment, you've got to take into consideration what you can actually afford. This will give you the confidence to know when you've found the right apartment, and it will also help you avoid the disappointment that comes with finding attractive apartments that are out of your range. For many apartment hunters, the actual apartment hunt is the fun part. Armed...

Read more...
  Copy Protected by Chetan's WP-Copyprotect.